Legal & regulatory notices
Regulated by the Central Bank of Ireland
Sean Byrne t/a Select Financial Solutions & Blue Sky mortgages is regulated by the Central Bank of Ireland.
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Use of Calculators
The calculators on this website based upon calculators built by Irish Life. They are designed to provide guideline indicators for Life Cover and Pension Requirements. It is recommended that you speak with your financial advisor before buying any financial product.
WARNING: YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP PAYMENTS ON A MORTGAGE OR ANY OTHER LOAN SECURED ON IT.
Fixed rate loans
WARNING: YOU MAY HAVE TO PAY CHARGES IF YOU PAY OFF A FIXED-RATE LOAN EARLY.
Variable rate loans
WARNING: THE PAYMENT RATES ON THE HOUSING LOAN MAY BE ADJUSTED FROM THE LENDER FROM TIME TO TIME.
Interest only loans
WARNING: THE ENTIRE AMOUNT THAT YOU HAVE BORROWED WILL STILL BE OUTSTANDING AT THE END OF THE INTEREST-FREE PERIOD.
WARNING: THIS LOAN MAY TAKE LONGER TO PAY OFF THAN YOUR PREVIOUS LOANS. THIS MEANS YOU MAY PAY MORE THAN IF YOU PAID OVER A SHORTER TERM.
WARNING: THERE IS NO GUARANTEE THAT THE PROCEEDS OF THE INSURANCE POLICY WILL BE SUFFICIENT TO REPAY THE LOAN IN FULL WHEN IT BECOMES DUE FOR REPAYMENT.
The early surrender of an endowment policy in respect of an endowment load may yield a lower return to the borrower than that paid in premia and other charges